Before you apply, check that you meet the eligibility requirements and have the information and documents you'll need to make the process as straightforward as possible. Credit card eligibility checker Our credit card eligibility checker will let you know how likely you are to be eligible for a NatWest credit card. Credit cards give you valuable consumer protection that cash and debit cards don’t. If you've already checked, you're good to move on to the legal documents below. Use our free eligibility checker before you apply to see if you’re likely to be accepted. You can do everything from checking your balance, transactions and statements, sending money to your family and friends or paying your bills. Verify who you are Step 1 of 2. If you're looking for manageable monthly payments, you could look for a low rate credit card. To manage your personal NatWest credit card online you must be the primary card holder. If you set up a Direct Debit for the minimum, fixed or full amount, the payment is claimed 25 calendar days from the statement date, or shortly afterwards. Register your travel plans through the app to stop your transactions from being blocked or flagged as suspicious. Our balance transfer credit cards. Overseas: +44 1268 508 … You may receive higher than our standard purchase and balance transfer rate of 18.9% p.a. A good way to avoid going over your limit is to log onto NatWest Online Banking or fire up our mobile app and check your balance before you make your next card purchase. Our standard charge for using the card abroad is 2.75% of the amount of the transaction. We add a small percentage to cover the foreign exchange fee. The NatWest Reward Credit Card (representative 23.7% APR) is a bit of a cashback and rewards card rolled into one. The Instalment Plan counts as existing credit limit, which means you can’t free up additional funds by moving a purchase to an Instalment Plan. If we do neeed more from you, we'll send you an activation code in a text message. That’s why we allow you to lock and unlock your credit card in the app. Want to find out more about applying online with us? If you're looking to find out whether a credit card, loan or overdraft is right for you, then our borrowing needs tool is a good place to get started. Make an easy repayment budget by avoiding hidden costs. It's a regular payment made from your card, and automatically carries over to new cards unless cancelled. If you already hold a mortgage, credit card, savings or current account with NatWest, this deal lets you transfer that debt across to NatWest and benefit from a … Credit score is available once opted in through the app, to customers aged 18+ with a UK address, and is provided by TransUnion. Rewards cards could give you an extra little something back that you otherwise wouldn’t get. With our Reward credit card, you earn points and these points are known as Rewards. What do NatWest credit cards offer? How to apply for the NatWest Credit Card. Sample Terms and Conditions (PDF, 516 KB), How we use your information (PDF, 176 KB), We support you through different life events, Buying for the first time, moving or remortgaging? A cashback credit card gives you rewards on spend in the form of money in your account whereas reward credit cards give you points on your spend that can be converted. NatWest credit card rewards With the NatWest MyRewards scheme, you can earn points for doing your grocery shopping and turn them into cash, vouchers or charity donations. Convert your Rewards into gift cards from the selected partner retailers- sometimes you’ll even get gift cards of a greater value. If you choose Sterling, NatWest won't be handling the currency conversion, so any estimate we provide using this tool won't be at our rate. What’s the difference between a rewards credit card and a cash back credit card? If you have a question that isn’t answered here, you could try our My Rewards hub. Please take some time to review, print and/or save the important information. Find the right card for you See if you’ll be accepted for a range of cards before applying, without harming your credit … Your credit score lets providers know if you are suitable for a specific card. It's a regular payment made from your card, and automatically carries over to new cards unless cancelled. If you accidentally go over budget, we’ll send you a notification as a handy reminder. If you repay your balance in full each month, they can be very useful. The NatWest Credit Card has no foreign transaction fees, no annual fee and no balance transfer fees. When you've got your new online banking details, select 'Next' below to continue applying for this credit card. We’ve kept our Reward scheme nice and simple: 5 Reward points equals £5 when redeemed. Lock and unlock your credit card - in detail, Take control of your spending - in detail. NatWest credit cards allow you to manage your credit card spending through their mobile app, and with their online service Smart Data Online you can create reports integrable with accountancy software. Cashback is simply a type of Reward. You can only create one travel plan at a time. Whether you have a Visa debit, Visa credit or Mastercard from NatWest, you should be able to use it abroad to make purchases or withdraw cash, just as you would at home. Always aim to pay off your credit card balance every month to make sure the benefit of Rewards outweighs any interest costs. A regular debit or credit card payment is not a direct debit or a standing order. We'll refund the annual fee for your Reward credit card if you also have a Reward current account. There are several ways you can pay your credit card. Meet Tyl by NatWest, your new payment partner. The PIN should be four digits long and your password can be between 6 and 10 characters (letters and numbers only). You need to understand what your credit limits and APR mean before accepting an offer. Please note: this number is for reporting fraudulent activity on your credit card only, you … Find out more about cashback credit cards. New card features are being rolled out from today with all cards having a notch and raised dots. Check out our review for more information. You may find it useful to use our credit card repayment tool (opens in a new window). If you go over your limit we’ll charge you a fee of £12. We’ve got a list of selected retailers that will offer you at least 1% Rewards, such as Harvey Nichols, National Express and Europcar. Important details you should always be to contact the retailer or company involved as this is where our Rewards so... Accepting an offer application will be complete in under 30 minutes section below ’... 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